Start the approval process

Online

Applying for pre-approval online is simple. We'll walk you through the process step by step.

Do you have all the information you need?

Our Pre-Approval checklist can help you be sure you're prepared with all the documentation and details you'll need to provide when you apply.

Are you an EasyWeb customer?

If so, you can start with a customized application as soon as you login.

After I apply online, what next?

Your request for a mortgage pre-approval will be forwarded to a Mortgage Specialist. A representative will contact you within 2 business days.

Phone

For your convenience, our Mortgage Specialists are also available by phone to help with your application or answer any questions or queries.

Reach a Mortgage Specialist by phone

Sometimes, speaking to a live representative can put your mind at ease. As a first time home buyer, feel free to give us a call to complete your pre-approval application, for assistance or advice.

For home buying and mortgage related information: Call 1-800-722-3098

In Person

Convenience is what sets TD Canada Trust apart. And when it comes to talking face to face, you have 2 options to choose from.

Find a Mobile Mortgage Specialist in your area

Mobile Mortgage Specialists are available outside normal banking hours to discuss the full range of mortgage options. And they'll meet you anywhere you choose.

Search for a Mobile Mortgage Specialist by location, name or languages spoken. You can also request a meeting online.

start your search

If you are unable to locate a Mobile Mortgage Specialist in your area:

Find a TD Canada Trust Branch in your area.

This locator tool makes it simple to find a branch near you.

Find a TD Canada Trust Branch

Questions about Home Financing? Q

How do I qualify for a mortgage?

I'm thinking about purchasing my first home. Before I go into the branch I want to better understand how do I qualify for a mortgage?

2 hours ago | Written by Darryl from Toronto


A Farhaneh's Answer

Great question! This is one that many of my customers have asked. Many factors are taken into consideration. Aside from your gross annual incomeand a summary of assets and liabilities, we want to run a check on your credit history. Credit history, income and/or liabilities (past or present) all influence our final credit decision...

1 hour ago | Written by Farhaneh from Toronto


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Mortgages

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I understand that I can get money from the government if I'm a first time home-buyer. I believe if I withdraw money from my RRSP, they will match a certain percentage of it. Can you please clarify what are the specifics of this plan. Thank You.
2 weeks, 4 days ago
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Michael
Toronto, ON, Canada
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My mortgage is scheduled to amortize over 25 years. Does that mean that by the end of the 25-year term I should have my whole mortgage paid off?
2 weeks, 4 days ago
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Johnny
California, USA
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