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Whether you're buying your first home, trading up or relocating, the Deep Discount Mortgage1 provides interest rate relief with a special, deep discounted rate in the first year.
And your savings don't stop there!
For the rest of your five-, seven- or 10-year term, you get a rate guaranteed to be lower than the posted fixed interest rate in effect when you received your mortgage.2
4.95%
in the first year
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5.65%
years two to five |
5.51% APR
for a five-year term |
Get maximum flexibility
Option 1. Choose lower payments for the first year based on the deep discount rate, with ongoing payments then adjusted for the rest of the term.
Option 2. Select steady payments for the entire term of your mortgage. The choice is yours.
Pay your mortgage off faster with convenient payment options
In addition to your choice of weekly, biweekly, semi-monthly or monthly payment options, you can:
- Increase your regular principal and interest payments by up to 100% over the term of your mortgage without penalty
- Make lump-sum payments of up to 15% of the original principal amount each year
For more information, about the Deep Discount Mortgage or any other TD Canada Trust mortgage solution, call 1 877-247-2265, visit your branch, or locate a Mobile Mortgage Specialist nearest you!
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