Congratulations. You've found your new home and it's time to finalize the deal.
Finalizing your mortgage
Here's a list of the documentation you will need to bring with you when you meet with your TD Canada Trust Mortgage Specialist --
- Confirmation of income or employment earnings -- a signed letter from an employer for salaried employees or three years of tax assessments for commissioned or self-employed individuals
- Current banking information
- Evidence of your down payment amount
- A list of assets, including property and vehicles
- List of liabilities, such as credit card balances, car loans, the total amount you owe and your monthly payments
- Survey of property
- Address and contact information for your lawyer or notary
- A copy of the agreement of purchase and sale
- A copy of the MLS listing, which contains property details and photo, if applicable
- Contract and building plans, if you are having a home built
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