Managing your day-to-day banking is a key part of building and maintaining any small business.

One of the best ways to keep your business hopping is to offer your customers a variety of payment options. With hand-held wireless point-of-sale (POS) terminals, customers can use their debit or credit cards virtually anywhere.

The TD Canada Trust Advantage One^¤1 account can help. With this comprehensive payment-processing account, you 'll be able to spend less time sorting through paperwork, and more time helping your business reach its full potential.

Streamline your accounts

With Advantage One, you no longer need two separate accounts at different financial institutions in order to accept a full range of payment options from your customers.

All Visa^*, MasterCard^®1 and Interac^** Direct Payment deposits processed through your point-of-sale (POS) terminal go directly into one business account. For added convenience, funds from American Express^®2 and other major credit cards can also be deposited into this account. Having just one account to manage allows you to:

Save time. With just one account, you 'll no longer need to transfer MasterCard funds to your main business account or spend time writing cheques to transfer money from one account to another.

Increase efficiency. To help reconcile your receipts, you 'll receive one merchant statement from TD Canada Trust Merchant Services showing all your Visa and Interac deposits. For your MasterCard deposits, you 'll receive a separate merchant statement from First Data Merchant Services, Canada^†. If you make deposits from American Express and other major credit cards, these funds can also be deposited into your TD Canada Trust account and will appear on your deposit account statement.

Improve cash flow. By using one account for all your business transactions, you 'll have easier access to your funds. Deposits to your TD Canada Trust business account can be credited as soon as the next business day and backdated to the date of transaction. And by using fewer bank accounts, you may pay fewer fees, which means more savings for your business.

Enhance customer service. You can increase your payment options without increasing your paperwork. And the more payment options you offer, the more satisfied your customers will be, which is always good for business.

How to apply for Advantage One

Getting Advantage One is easy! If you already use one of our point-of-sale (POS) terminals to process credit and debit card transactions, simply call TD Canada Trust Merchant Services at 1-800-363-1163.

If you are currently using another financial institution's POS terminal to process your payments, but would like to enjoy the benefits of Advantage One, call Merchant Services at 1-800-363-1163.

Once your application is received and approved by TD Canada Trust Merchant Services, an account can be set up for you within 10 business days. We'll help you choose the equipment best suited to your business and, on selected terminals, will send trained technicians to complete the installation and provide training for you and your staff.

To find out more about how Advantage One can help reduce your paperwork, call TD Canada Trust Merchant Services at 1-800-363-1163, or visit us online at www.tdcanadatrust.com/merchantservices.

^¤ Trade-mark of The Toronto-Dominion Bank.
¹ Subject to approval by TD Canada Trust Merchant Services and First Data Loan Company, Canada, if applicable.
^* Visa International Service Association/TD Canada Trust licensed user of Mark.
^®1 Registered trade-mark of MasterCard International Incorporated.
^** Trade-mark of Interac Inc., TD Canada Trust authorized user of Trade-Mark.
^®2 Trade-mark of American Express Company.
^† Trade-mark of First Data Loan Company, Canada.