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On-the-Spot RSP Loan |
CarryForward RSP Loan |
Line of Credit |
| Amount: |
Maximum $19,000minimum $1,000 |
Maximum $50,000Minimum $2,000 for amortizations 2 years or less Minimum $5,000 for amortizations greater than 2 years. |
Maximum $50,000 Minimum $5,000 |
| Term: |
1 Year Term |
1 to 5 Year Terms |
N/A |
| Rate: |
Call 1-866-222-3456 for competitive rates |
| Amortization: |
Maximum 1 Year Amortization |
Maximum 10 Year Amortization |
N/A |
| Features |
Defer payments for up to 120 days
Blended payments that will repay the full balance in a maximum of 1 year from date of issue must be established at time of application
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Defer payments for up to 120 days
Blended payments that will repay the full balance in a maximum of 10 years from date of issue must be established at time of application |
Lock in any unused portion of your Line of Credit with the RSP Fixed Rate Advantage Option*
A minimum of $1,000 must be contributed to your RSP
All RSP Loan terms and rates apply for the RSP Fixed Rate Advantage Option
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| Repayment Options |
Principal & Interest only |
Principal & Interest only |
Principal & Interest only on the Fixed Rate Advantage Option Minimum monthly payment on the revolving portion |
| Eligible RSP Accounts |
TD Canada Trust DISA or GIC RSP
TD Mutual Funds RSP
TD Waterhouse Self-Directed RSP |
Visit the RSP Centre for RSP information, investment choices and tools.
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