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On-the-Spot RSP Loan1 |
CarryForward RSP Loan1 |
Line of Credit1 |
| Amount: |
- Maximum $21,000
- minimum $1,000
|
- Maximum $50,000
- Minimum $2,000 for amortizations 2 years or less
- Minimum $5,000 for amortizations greater than 2 years.
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- Maximum $50,000
- Minimum $5,000
|
| Term: |
1 Year Term |
1 to 5 Year Terms |
N/A |
| Rate: |
Call 1-866-222-3456 for competitive rates |
| Amortization: |
Maximum 1 Year Amortization |
Maximum 10 Year Amortization |
N/A |
| Features |
- Defer payments for up to 120 days2
- Blended payments that will repay the full balance in a maximum of 1 year from date of issue must be established at time of application
|
- Defer payments for up to 120 days2
- Blended payments that will repay the full balance in a maximum of 10 years from date of issue must be established at time of application
|
- Lock in any unused portion of your Line of Credit with the RSP Fixed Rate Advantage Option*
- A minimum of $1,000 must be contributed to your RSP
- All RSP Loan terms and rates apply for the RSP Fixed Rate Advantage Option
|
| Repayment Options |
Principal & Interest only |
Principal & Interest only |
- Principal & Interest only on the Fixed Rate Advantage Option
- Minimum monthly payment on the revolving portion
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| Eligible RSP Accounts |
- TD Canada Trust DISA or GIC RSP
- TD Mutual Funds RSP
- TD Waterhouse Self-Directed RSP
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