Loans and Credit

Interest Rates

TD Canada Trust Line of Credit Rates

We offer competitive interest rates based on TD Prime. Please call 1-877-247-2265

TD Canada Trust Home Equity Line of Credit Rates

TD Canada Trust Home Equity Line of Credit interest rates can be as low as TD Prime. The rate changes from time to time to reflect changes in TD Prime. You also have the option of locking in all or a portion (subject to minimums) of your Home Equity Line of Credit balance at a fixed one to five year mortgage interest rate with fixed payments.

Get today’s fixed mortgage rates

Our Green Home Equity Line of Credit offers you a 1% discount off the posted interest rate and up to a 1% cash rebate when you make ENERGY STAR® qualified purchases. (Some conditions apply.) Learn more

TD Canada Trust Personal Loan Rates

TD Canada Trust offers both fixed and variable interest rates for Personal Loans. The interest rates depend on the term and security provided.

Our Loan Calculator can help you determine a monthly payment that fits your budget.

Note: Security registration and/or appraisal fees may apply. Loans secured by real estate may have a prepayment penalty.

RSP Loan Rates

We offer competitive rates on a variety of lending options that can help to maximize your RSP contribution.

^® The ENERGY STAR mark is administered and promoted in Canada by Natural Resources Canada and is registered in Canada by the United States Environmental Protection Agency.