Personal Credit

Personal Loans

Exactly what it takes to get exactly what you want

If you know the amount of credit you need -- when buying a car for example -- a TD Canada Trust Personal Loan may be the beneficial personal loan option you need. You'll enjoy the security of fixed monthly payments, and a personal loan interest rate that could be either fixed or variable. You can also choose from a wide range of repayment periods including the 6- and 7-Year Auto Loan to make the payments fit your budget -- the longer the term, the lower your monthly payments. If you're ready to purchase a new or used vehicle, our Loan Calculator can help you determine the monthly payment that fits your budget. Apply for a personal online loan and gain the credit you need to finance your goals.

We'll help you decide if a personal loan with a fixed or variable interest rate is best for you

Fixed Rate Loans lock in your interest rate for the term of the personal loan and protect you against any increase in lending rates.

Variable Rate Loans can help you benefit from those times when interest rates are low. Your monthly payments remain the same, but if rates go down, more of your payment goes toward the principal, so you can pay off your loan faster. If rates start moving up, you can convert the outstanding balance to a fixed-rate loan for the remainder of your term.

Based on your financing needs, we'll help you choose the loan that's best for you and structure payments that you'll be comfortable with. Just visit any TD Canada Trust branch or call 1-877-247-2265.

Affordable protection for you and your family

Loan Life and Disability Insurance offer flexible protection for your loan obligations at an affordable price. For added security, you can obtain both life and disability insurance on loans up to $250,000.

No health questions will be asked and no medical examination is required.