Investment Lending Services

1-for-1 No Margin Call Demand Loans

1-for-1 No Margin Call Demand Loans¹ are designed for investors who are comfortable investing in Mutual Fund Portfolio Funds or Segregated Fund Portfolio Funds, or diversifying so that there is no more than 35% of the total invested in any one fund. Clients can access up to $250,000 on a 1-for-1 basis. For example, a client deposit of $50,000 can be eligible for a loan of $50,000, allowing your client to make a $100,000 total investment.

Maximum loan:		$250,000 Up to 1 times the deposit
Eligible Funds:	Mutual Fund Portfolio Funds or maximum 35% invested in any one fund from: 3rd Party Mutual Funds (See approved list) AEGON Mutual Funds TD Mutual Funds Segregated Fund Portfolio Funds or maximum 35% invested in any one fund from: Empire Life Canada TD Guaranteed Investment Funds II Transamerica Life Canada
Payment Options:	Interest only Blended principal and interest with maximum 30-year amortization
Deposit requirements:	Cash and/or unencumbered eligible Mutual or Segregated Funds
Income requirements:	None. Approval based on credit bureau report

For advisor use only.

¹ Loans are repayable on demand. Loans may be demanded even if there is no default under the Loan Agreement and even if all margin requirements have been met.