Investment Lending Services

100% No Margin Call Demand Loans

100% No Margin Call Demand Loans¹ are designed for investors who prefer to make no deposit, can meet the income requirement and wish to invest up to $50,000 in eligible Portfolio Funds. This loan is not available for 3rd Party Mutual Funds.

Maximum loan: $50,000 Maximum 50% of tangible net worth Eligible Funds: Mutual Fund Portfolio Funds from: TD Mutual Funds Segregated Fund Portfolio Funds from: Empire Life Canada TD Guaranteed Investment Funds II Transamerica Life Canada Payment Options: Interest only Blended principal and interest with maximum 30-year amortization If loan to value ratio exceeds 135%, payments change to blended principal and interest with maximum 20-year amortization Deposit requirements: None Income requirements: Ontario and BC $60K individually ($75K joint) Rest of Canada $50K individually ($65K joint) Maximum 35% Total Debt Service Ratio For advisor use only. 1 Loans are repayable on demand. Loans may be demanded even if there is no default under the Loan Agreement and even if all margin requirements have been met.