Choose the investment option(s) that are right for you.
TD Future Builder lets you choose from a wide range of investment options according to your personal and financial situations and tolerance for risk.
To help determine the investments that are right for you, we begin by getting to know you. Your answers to a set of questions about your investment experience and knowledge, your attitude toward investing, and your goals, help us to understand your investment objectives and your tolerance for risk.
Once you've completed the questions, we'll recommend a suitable investment portfolio for the TD Managed Asset Program (TD MAP) based on your needs and investment objectives. Or you may choose to build your own portfolio from the family of TD Mutual Funds.
Investment Options
We know that every investor is unique, each with their own distinctive goals and a preferred path to achieve them. For this reason, several account options are available to meet these unique needs in planning for retirement. TD Future Builder offers, under its Group Savings Plan, TD Mutual Fund accounts into which payroll contributions are made. If interested in a broader selection of investments, TD Future Builder can refer you to TD Waterhouse. You can open an individual investment account into which contributions can also be made.
TD Mutual Funds
Mutual Funds Representatives with TD Investment Services Inc. service and support TD Mutual Funds customers and are located in TD Canada Trust branches across the country. They will work with you to determine which account will best serve their unique needs.
- TD Managed Assets Program (TD MAP)
TD MAP offers the diversification you need to meet your goals in a single investment. Each Portfolio comprises a mix of mutual funds - including domestic and foreign fixed income equities.
Every Portfolio is specifically designed by a Portfolio Manager to achieve a particular goal. Portfolio Managers assemble each portfolio. They consistently monitor the portfolio to ensure it stays true to your objectives and alter them as needed to maximize your potential return for your investor profile.
Once we've determined your financial objectives and risk tolerance, we will help you select the individual portfolio that is best for you. You'll get the right mix of investment needed to make your dreams a reality.
- TD Mutual Funds
If you prefer to choose the funds held in your portfolio but require some assistance and advice from a Mutual Funds Representative in making the fund selection, we offer more than 50 Mutual Funds that are complete and diverse within all major asset categories, sectors, geographic regions and management styles.
- GIC Deposit Account
Combine the flexibility, safety and liquidity of a savings account with the higher rates of return offerecd by GIC's in the GIC Deposit Account.
Earns competitive interest rates, equal to the rate published by TD Canada Trust for 30-day GIC's less .25%; interest accrues daily and is credited to your account monthly. You can make full or partial withdrawals or transfers to other investments available through your TD Future Builder account at any time without penalty. Your principal is secure. Interest is guaranteed but will change with changes in GIC rates.
TD Waterhouse
TD Waterhouse Discount Brokerage
TD Waterhouse Financial Planning
TD Waterhouse Private Investment Advice
TD Waterhouse Canada Inc., one of Canada's leading names in brokerage services, offers you more ways to manage their investment portfolio and reach their financial goals. Whether you are looking for self-directed approach or a full-service solution with the assistance of an investment professional, you can direct your contributions to one of the investment services offered through TD Waterhouse
- TD Waterhouse Discount Brokerage
Gives you access to the information, tools and support that empower you to invest for yourself with confidence. When you are ready to declare your independence and want to handle your own investing, TD Waterhouse Discount Brokerage lets you take full control of your financial future.
- TD Waterhouse Financial Planning
Provides you with an opportunity to work with a professional Financial Planner to develop and implement an investment strategy, and a long-term financial plan. The Financial Planner will introduce a variety of financial products, services and strategies to help you make the right decision.
- TD Waterhouse Private Investment Advice
Is a full-service brokerage division for investors who want the highest level of tailored advice and solutions from an experience Investment Advisor. They will provide professional, personalized investment advice and a full range of products and services, while still encouraging you to play an active role in decisions about your financial affairs.
Please note minimal account balances and annual account administration fee may be applicable on TD Waterhouse accounts.
Interested in joining a group saving plan? - Your TD Future Builder group savings plan is set up through your employer. There is no cost to your employer and it is easy for them to administer. We would be more than happy to demonstrate how you and your company can benefit from a group savings plan. Provide us with a referral name on the online request form and we'll do the rest.
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