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At TD Canada Trust, we are committed to helping protect the environment, so we want to support our customers as they make environmentally friendly choices. That’s why we’re introducing the Green Mortgage and the Green Home Equity Line of Credit (HELOC).

Save money and help protect the environment with your green home improvement

• Rate discount – you will receive 1% off the posted interest rate on a five-year fixed rate mortgage or on a five-year fixed rate portion of a HELOC
• Cash rebate – we will rebate up to 1% of the amount of the mortgage or the fixed rate portion of the HELOC when you make ENERGY STAR^® qualified purchases¹

  And at the time you receive your rebate, TD Canada Trust will donate $100 to the TD Friends of the Environment Foundation²

• Flexibility – this offer is available to new or existing customers. If you have an existing TD Canada Trust mortgage or HELOC fixed rate portion, you can renew or refinance it into this offer³. If you have an existing TD Canada Trust HELOC, you can choose to lock-in all or a portion of the balance into the five-year Fixed Rate Advantage Option

Visit a TD Canada Trust branch, talk to our Mobile Mortgage Specialists or call 1-800-409-4424 for more details.

Click the buttons below to apply, pre-approve or renew online for a Green Mortgage.

Or, click here to apply online for a Green HELOC.

How the rebate works

For example, say you obtain a Green Mortgage for $200,000 and the posted five-year fixed rate is 7.44%. Your interest rate would be discounted to 6.44%. After you obtain the Green Mortgage, you then upgrade your kitchen and spend $3,000 on a new dishwasher and refrigerator, both ENERGY STAR qualified. Next, you submit your receipts to TD Canada Trust and after validating them, we credit you with the maximum rebate of $2,000 ($200,000 x 1% = $2,000). At the same time, we make a $100 donation to the TD Friends of the Environment Foundation.

See the chart below for more examples of how the rebate works:

Download the Rebate Form.

What’s eligible for the rebate?

A wide range of ENERGY STAR qualified products are eligible for rebate in the following categories:

• Major appliances
• Heating, cooling and ventilation equipment and controls
• Windows, doors and skylights

The cost of a residential energy efficiency assessment is also eligible for the rebate.

To find out whether a specific product is ENERGY STAR qualified, or for a list of assessment organizations, visit the Natural Resources Canada website or call 1-800-O-Canada (1-800-622-6232).

More ways to save when you go green

Several agencies provide refunds or grants for energy-efficient homes. In addition to the money you can save with TD Canada Trust, you may also be eligible for:

• The CMHC Mortgage Loan Insurance premium refund for Energy-Efficient Homes
  Learn more

• The Genworth Energy-Efficient Housing Program premium refund
  Learn more

• A grant to improve the energy efficiency of your home from Natural Resources Canada
  Learn more

You can also take advantage of offers that are available in your city or province. Natural Resources Canada provides a list of these local offers.

To learn more about the TD Canada Trust Green Mortgage or Green HELOC, visit a TD Canada Trust branch, talk to our Mobile Mortgage Specialists or call us at 1-800-409-4424.

Click the buttons below to apply, pre-approve or renew online for a Green Mortgage.

Or, click here to apply online for a Green HELOC.

¹ For new Green Mortgages or Green HELOCs, the rebate is based on the principal amount of the Green Mortgage or the fixed rate portion of the Green HELOC. For renewals taking advantage of this offer, the rebate is based on the outstanding balance renewed. ENERGY STAR qualified purchases must be made within six months after the term start date of the financing and receipts must be submitted to TD Canada Trust within the same period. Please note, if you receive an interest rate discount greater than 1% off the posted five-year fixed rate, you are not eligible for the benefits of a Green Mortgage or Green HELOC. Only one rebate is allowed per household per property address every five years, regardless of whether you had a Green Mortgage or Green HELOC. Rebate may cover taxes on product purchases, but will not cover installation costs. Green Mortgage or Green HELOC is not available with any other offer or with other cashback mortgages.
² No tax receipt will be issued as this is a donation by TD Canada Trust.
³ Subject to any applicable fees.
^® The ENERGY STAR mark is administered and promoted in Canada by Natural Resources Canada and is registered in Canada by the United States Environmental Protection Agency.