Market Growth GICs give your RSP higher growth potential with GIC security

Market Growth GICs can be an integral part of any RSP portfolio. If you'd like to have the potential to earn more but don't want to give up the security of a GIC, our Market Growth GICs, including the Financials GIC Plus, could be just what you need for your RSP.

Market Growth GIC returns are linked to the performance of one or more stock market indices, so you have the potential for higher returns. But unlike stocks, your principal is guaranteed no matter which way the markets move.

That unique combination of growth potential and security can be a valuable part of your RSP strategy.

The Financials GIC Plus could be right for your RSP

With the Financials GIC Plus², your RSP can benefit from the growth potential of the Canadian financial sector. The Financials GIC Plus is a Market Growth GIC whose return is linked to the performance of the S&P/TSX Banks Index³. If, on October 31, 2002, you had invested in such a GIC, at maturity on October 31, 2007, you would have earned a remarkable 11.8% compound annual return. And if the index had declined or remained unchanged over this period, you would have received no return, but your original investment would still have been secure.

Find out more today

If you have any questions about how Market Growth GICs can benefit your RSP or if you're ready to make your investment, call us at 1-800-409-4350 or visit your local TD Canada Trust branch. We're open 8 'til late, 6 days straight. Get your RSP when it's convenient for you.

¹ The amount of the return, if any, on the Financials GIC Plus depends upon the change in the S&P/TSX Banks Index over the term of the GIC. The maximum return is capped at 75% for a five-year term and 35% for a three-year term. The maximum return is subject to change at any time but such return for a specific GIC purchase is fixed on the date of purchase. The total percentage change in the index from October 31, 2002 to October 31, 2007, which would have been applicable to such a product, was 117%. Because the maximum return on the GIC is capped at 75%, the actual return would have been 75%. The return is equivalent to an annual compound rate of 11.8% over this period. For the period of April 13, 1998 to April 13, 2001, the total percentage change in the S&P/TSX Banks Index, which would have been applicable to such a product, was -5%; consequently, such a GIC purchased and held over that period would have yielded no return. The principal amount of the Financials GIC Plus will be repaid in full at maturity. The minimum principal amount is $1,000 for non-registered accounts and $500 for registered accounts. The product is not redeemable prior to maturity. A disclosure statement with complete details of the features of the Financials GIC Plus is available at your TD Canada Trust branch.
² The Financials GIC Plus is not sponsored, endorsed, sold or promoted by Standard & Poor's or the Toronto Stock Exchange, and neither makes any representation, warranty or condition regarding the advisability of investing in this product.
³ "S&P" is a trademark of the McGraw-Hill companies Inc.
TSX is a trademark of TSX Inc.