Foreign Currency Services

Before you travel, visit your branch and let us show you how to access the money you need in the most convenient way for you.

We'll show you how to maximize your enjoyment and peace of mind with -

• Cash
• Travellers Cheques
• Debit Payment in the U.S.
• ATM/PLUS Network

Cash

No matter where you travel, taking local currency is a hassle-free way to pay for incidentals and unexpected expenses. Your TD Canada Trust branch keeps a supply of U.S. currency. Over 40 currencies can be ordered for delivery within three to five business days.

We offer competitive exchange rates and when you come home, we'll convert any unspent bills back into Canadian cash and deposit the money directly into your TD Canada Trust account.

For maximum convenience, we can even debit or credit your TD Canada Trust account when you're buying or selling foreign currency.

You can also order the foreign currency you need online. Simply place your order, and then pick up your currency at the TD Canada Trust branch of your choice in three to five business days.

For more information on foreign exchange and currencies, contact your local branch.

Travellers Cheques

Travellers cheques are widely accepted and provide a refundable, replaceable and convenient way to access money abroad. By cashing travellers cheques as you go, you limit the amount of cash you carry around, and that can lead to peace of mind.

We offer competitive tiered exchange rates and we waive our already-low commission fee for TD Canada Trust customers with a TD First Class Travel Visa Infinite^* Card, TD Platinum Travel Visa Card, TD Gold Elite^* Visa Card, or TD Gold Select Visa Card.

When you get home, you can cash in any unused travellers cheques. We'll give you the equivalent amount in Canadian funds or credit your TD Canada Trust account.

For more information on foreign exchange and currencies, contact your local branch.

Debit Payment in the U.S.

Travelling to the U.S.?

Take your TD Canada Trust Access Card with you. Using your debit card to make purchases in the U.S. is a convenient and safe alternative to carrying large amounts of cash.

Use your Access Card and the same PIN you use in Canada to pay for purchases in the U.S.* The amount of the purchase is debited immediately from your account as a self-serve transaction at the U.S.-Canadian exchange rate in effect that day.

You can use your Access Card at over one million U.S. retailers displaying the NYCE logo.

For more information on foreign exchange and currencies, contact your local branch.

* Your purchase will be debited immediately from your Canadian Dollar account as a self-serve transaction. Included in the currency exchange cost will be a conversion fee which is calculated by adding an additional 250 basis points to the interbank U.S. Dollar exchange rate. For example, on a purchase of $10 US with an exchange rate of 1.3, the transaction amount will be $13.25 CDN ($10 x 1.325).

ATM/PLUS Network

If the cash you take with you runs low, look for one of close to one million Automated Banking Machines worldwide displaying the PLUS Network symbol. Use your Access Card to withdraw any amount up to your daily limit, or take a cash advance using your TD Canada Trust Visa Card. Competitive exchange rates apply.

TD Canada Trust customers have FEE FREE access to more than 2,500 TD Canada Trust ABMS’s across Canada, and PLUS Network FEE FREE access at 750 TD Banknorth ABMs across New England and Mid-Atlantic region, 750 Commerce ABM’s in the mid-Atlantic, Washington and Florida, and 975 Presto! ABMs located at Publix Super Markets in Florida, Georgia, South Carolina, Tennessee, and Alabama.