First Nations Bank

Personal Products & Services

Investments

TD Private Client Group Private Investment Counsel

TD Mutual Funds

TD Mutual Funds offered through TD Asset Management Inc. provides you with a choice of mutual funds from one of the largest fund families in Canada, including domestic money market, income and growth funds plus global, sector and index funds for complete diversification of your portfolio.

Through TD Asset Management Inc. you can obtain investment advice, fund prices and returns, market updates, account information and place orders through the toll-free Investment Centre. The Centre operates in English and French. The minimum investment is $100 for RRSP accounts and $2,000 for investment accounts. You can also enrol in TD's Pre-authorized Purchase Plan for as little as $25 per fund which is automatically deducted from your bank account weekly, monthly, quarterly or on your pay day.

TD Waterhouse

First Nations Bank customers have access to TD Waterhouse, Canada's Leading Discount Broker. Since its introduction in 1984, TD Waterhouse has grown to service more than 500,000 Canadians.

At TD Waterhouse you can reap the rewards of your investment knowledge at a fraction of the price. You can save up to 88% in commissions versus a full commision broker.

TD Waterhouse also offers access to electronic brokerage services through the phone and Internet based services.

TD Evergreen

TD Evergreen Investment Services offers First Nations Bank clients independent investment advice and a private and personal relationship with an experienced, professional Investment Advisor. Supported by state of the art technology and investment research, TD Evergreen Investment Advisors provide their clients with comprehensive wealth management advice and from selected Investment Advisors, retirement and estate planning which is offered through TD Evergreen Financial Services Inc.

TD Evergreen Investment Advisors work with clients whose financial requirements may benefit from an extensive range of investment alternatives. Relying on the professional advice of their Investment Advisors, TD Evergreen clients have access to individual stocks; more than 1,000 mutual funds worldwide; fixed-income securities; equities and registered products, such as self-directed RRSPs. TD Evergreen also offers Paramount Service, a product that brings together the very best of TD Bank and TD Evergreen.

TD Asset Accumulator Account

Consolidate your registered investments to maximize your foreign content potential or consolidate your registered and non-registered investments to simplify your record keeping. Get investment advice from Investment Specialists. They can help you choose appropriate investments and answer any questions concerning your account. Choose from more than 500 mutual funds, government bonds, strips, real return bonds, mortgage-backed securities, Canada Savings Bonds, provincial savings bonds, treasury bills, bankers' acceptances, government and commercial paper, TD GICs and term deposits and cash.

TD Private Client Group Private Investment Counsel

If you find yourself without the time, confidence or specialized knowledge to manage your investment portfolio, one of TD Private Client Group's Private Investment Counsel accounts may be your answer. A Private Investment Counsel account may be suitable for First Nations Bank clients with sizeable investment portfolios who wish to employ professionals for the full management and administration of their investments. Core features include securities settlement and safekeeping, detailed quarterly statements, simplified tax reporting and pre-arranged bill payments. Personal income tax preparation is also available (separate fees apply).

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