Accounts

Youth Account¹

A great daily interest account for those starting out.

Features

• interest calculated daily and paid monthly^**

• unlimited FREE debit transactions^* each month, including: withdrawals, Interac Direct Payment purchases, cheques,^†† account transfers, electronic pre-authorized payments

• earn daily interest at competitive rates that grow with your balance^**

• free paperless, monthly statement^† or passbook record keeping

• additional fees for Interac ABM of $1.50 each

• PLUS system withdrawal fee² inside U.S. and Mexico are $3.00 each, plus the $1.25 debit fee

• PLUS system withdrawal fee outside Canada, U.S. and Mexico are $5.00 each, plus the $1.25 debit fee

Options

• EasyWeb Internet banking service

• 24-hour EasyLine telephone service

• Pre-authorized Transfer Service³  

• TD Friends of the Environment Foundation

• Children's Miracle Network

• Access Card

^† Cheque Image return option is $2.00/month and is only available with statement recordkeeping.
^†† Cheques will not be available on any MFAs (My First Account) opened prior to March 1, 2001.
^* Debit transactions are withdrawals, transfers, cheques and pre-authorized payments and the debit portion of bill payments, Interac ABM and PLUS withdrawals, Interac Direct Payment purchases, NYCE Debit Payment purchases and Interac Email Money Transfers.
^** Youth Account. Interest is paid monthly on the last day of the month on the following tiers: Tier 1: $0 to $4,999.99, Tier 2: $5,000 and over. Interest will be calculated by multiplying the interest rate for each tier by the portion of the daily closing balance in that tier.
¹ The Youth Account is only available to persons under the age of 19.
² Withdrawals made at a TD Banknorth ATM are exempt from the PLUS system handling fees.
³ Pre-authorized Transfer Service is a debit transaction.