Accounts

Value Plus Account

Applying for accounts online with TD Canada Trust is fast and easy Only 10 minutes and 5 simple steps. Choose an account that suits your needs and apply today.

If you use your account frequently, this can be the best value for you. Maintain a minimum monthly balance of $2,000^* and we’ll waive the $8.95 monthly fee.

Try our on-line Personal Chequing Account Selector to see which account is right for you.

Value Plus Account features:

• 25 transactions each month, including:
  • Interac Direct Payment purchases

  • Cheques

  • Green Machine withdrawals, account transfers and bill payments

  • EasyLine Specialist-assisted transfers and bill payments

  • EasyWeb Internet banking service bill payments and account transfers

  • EasyLine automated telephone bill payments and account transfers

  • In-branch withdrawals, transfers and bill payments

• Additional transactions - $0.65 each

• Additional withdrawal fee for Interac ABM of $1.50 each

• Additional PLUS system withdrawal fee¹ inside U.S. and Mexico - $3.00 each

• Additional PLUS system withdrawal fee outside Canada, U.S. and Mexico - $5.00 each

• optional passbook² recordkeeping for just $2.25/month

• optional monthly Cheque Image return - $2.00/month (available with statement recordkeeping only)

• First year's fee waived for new TD Emerald Visa Card or $20 discount on first year's fee for new TD Platinum Travel Card, TD First Class Travel Visa Infinite Card or TD Gold Elite Visa Card applied for at time of account opening^{3 +}.

• Access Card

• Direct Deposit

• Pre-authorized Transfer Service

• optional Overdraft Protection for added peace of mind for $3.00/month plus applicable interest charges⁴

Value Plus Account for Students

The Value Plus Account is offered to students with no monthly fee. Students must be enrolled in a full time post-secondary program.

^* Minimum monthly balance indicated must be maintained throughout the month.
⁺ Not available on Value Plus Account for Students
¹ Withdrawals made at a TD Banknorth, Commerce Bancorp and Publix ATMs are exempt from the PLUS system handling fees.
² Passbook option not available on former Money Manager or Personal Chequing accounts.
³ Subject to credit approval. Fee waiver applies only to primary cardholder unless otherwise indicated. All other applicable fees and charges apply.
⁴ Fees and interest subject to change. Interest calculated daily.