Accounts

Compare our Chequing Accounts

This comparison chart helps you see at a glance which account has the most features you’re looking for. By evaluating features, benefits and cost, you can find the account that’s right for you.

Once you’ve selected the chequing account that meets your needs, you can easily apply online.

Still not sure which account is best for the way you bank? Try our Chequing Account Selector.

Roll your mouse over the title for more information.		Value Value Ideal and a great value if you don't do many transactions	Value Plus Value Plus If you use your account frequently and are looking for a moderate number of transactions, this is the best value for you.	Infinity Infinity Unlimited transactions can mean big savings for very active accounts.	Select Service Select Service Our premium account, featuring unlimited transactions (including Interac and Plus system ABM withdrawals), a no-fee TD Gold Visa and many other benefits.	Plan 60 Plan 60 If you're 60 or over, enjoy this special account which features free services and discounts.
Monthly Fee		$3.95	$8.95	$12.95	$24.95	free
Monthly Fee waived with minimum balance1 of		$1,000	$2,000	$3,000	$5,000
For students2		-	Free	-	-	-
Transactions Included:
	Transactions/month	10	25	no limit	no limit	no limit
Additional Fees per transaction:
	Additional transactions	$0.65	$0.65	-	-	-
	Interac ABM withdrawal fee	$1.50	$1.50	$1.50	-	$1.50
	PLUS system fee in US & Mexico3,4	$3.00	$3.00	$3.00	-	$3.00
	PLUS system fee outside Canada, US & Mexico3	$5.00	$5.00	$5.00	-	$5.00
	Interac Email money transfer	$1.50	$1.50	$1.50	$1.50	$1.50
	View Cheque service5	$1.50	$1.50	$1.50	$1.50	$1.50
Additional Features:
	Personalized Cheques--basic
	Personalized Cheques--any style
	No fee drafts
	No fee certified cheques
	Borderless Plan (with U.S Dollar Chequing Account)
	Free small safety deposit box6
	Free deposit-by-mail service
	No fee Canadian/U.S travellers cheques
Recordkeeping Options:
	Paperless
	Monthly statement
	Passbook7	$2.25	$2.25	$2.25
	Cheque Image return8,9	$2/mo	$2/mo	$2/mo
Discounts:
	Annual fee waived TD Emerald Visa10	1 year	1 year	1 year
	TD Platinum Travel Visa/ TD First Class Travel Visa Infinite/ TD Gold Elite Visa annual fee10		$20 off	$20 off	fee waived
	1/4% interest bonus on 1-5 yr GICs11
	$25 off annual fee for TD Waterhouse12 Self-directed RSP/RIF
	$5 off on safety deposit box6

¹ Minimum monthly balance must be maintained throughout the calendar month to qualify for fee waiver or rebate. Fees subject to change.
² Some eligibility requirements apply.
³ For foreign currency withdrawals performed at ABMs outside of Canada, the exchange rate includes an amount equal to 2.5% of the converted amount. Fee is in addition to regular debit fee.
⁴ Withdrawals made at a TD Banknorth, Commerce Bancorp and or Publix ATMs are exempt from the PLUS system handling fees.
⁵ Charged in the currency of account. Free for Paperless Record Keeping or Private Banking customers. Applies to all Canadian chequing, savings and line of credit accounts with cheque writing option. For Private Banking clients with Rapid Recognition Chequing, U.S. account cheque images may not be available.
⁶ Subject to availability.
⁷ Passbook option not available on former Money Manager or Personal Chequing Accounts.
⁸ Cheque Image return only available with statement recordkeeping option (not paperless or passbook).
⁹ Cheque Image return not available on former Investment Builder, Chequing Savings, or TD Premium Savings Accounts.
¹⁰ Subject to credit approval. First year's annual fee waived for new TD Emerald Visa Card or $20 discount on first year's annual fee for new TD Platinum Travel Visa Card,TD First Class Travel Visa Infinite Card, or TD Gold Elite Visa Card applied for at time of account opening. Annual fee waived for Supplementary card for TD Platinum Travel Visa Card, TD First Class Travel Visa Infinite Card, and TD Gold Elite Visa Card (Select Service account only). All other applicable fees and charges apply. Not available on Value Plus Account for Students.
¹¹ Offer does not apply to Redeemable or Special GIC products.
¹² TD Waterhouse Canada Inc. is a subsidiary of The Toronto-Dominion Bank. TD Waterhouse Canada Inc. – Member CIPF. Discount applies only if annual fee paid from the RSP/RIF account.