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GICs & Term Deposits

Image of a pair of grandparents with their grandchildren Diversification the New Concept in GIC Investing

Do you want more flexibility from your GIC investments? With our wide range of GICs and Term Deposits, you can find the features that can help you meet your investment objectives.

TD Canada Trust provides a full range of GIC investment options. Choose from: escalating guaranteed rates, access to your funds, regular income, variable and index-linked returns. Ensure your GIC portfolio is diversified amongst these many types of investments to achieve all the benefits they afford. Explore your GIC options with Your GIC Investment Guide.


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US$ Term Deposits and US$ GICs sold here!!

US$ Term Deposits and US$ GICs can now be purchased online. With terms ranging from 30 days to 5 years and competitive, guaranteed rates - you can now make the most of your U.S. Dollars savings!

Find out more about a US$ Term Deposit or US$ GIC now!

Apply Now

If you have an account with TD Canada Trust you can apply now! Apply Now

Renew Now

If you have a Term Deposit/GIC maturing with us, you can renew now! Renew Online

Timing doesn't have to be everything!

Who can possibly predict at what point in time interest rates will peak and when they'll bottom out? You don't have to time the market with a Laddering GIC Maturities approach to investing!

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Whatever your investing goals may be - purchasing your first home, buying that new car, building towards a sound retirement, preserving your capital throughout that retirement - TD Canada Trust GICs and Term Deposits should be part of your investment strategy! You don't have to plan it all alone! Our financial advisors have the knowledge to make these investment decisions easier... make an appointment at your local branch now.



Rates & Numbers


Tools & Resources


TD Canada Trust RSPs

Begin contributing as early as possible! Open a new RSP account!