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GICs & Term Deposits


U.S. Dollar Term Deposits

U.S. Dollar Term Deposits can be an excellent investment choice for your short-term savings goals. They offer a competitive interest rate that is guaranteed for the term of the deposit. There is no withholding tax on interest income for non-residents.

    Minimum
Investment
Term
  Non–registered $5,000 30 to 369 days
    Cashability:
  • Cashable with no interest prior to maturity
  • In full, or partial while maintaining the minimum investment amount
Interest Payment Options:
  • Paid at maturity
  Registered (RSP) $100,000 1 to 369 days
    Cashability:
  • Cashable with no interest prior to maturity
  • In full, or partial while maintaining the minimum investment amount
Interest Payment Options:
  • Paid at maturity

Rates & Numbers


Tools & Resources


TD Canada Trust RSPs

Begin contributing as early as possible! Open a new RSP account!