GICs & Term Deposits
TD Canada Trust GIC and Term Deposit Product and Rate Information
Rates are subject to change without notice at any time.
Canadian Dollar
Cashable Products
Product Name
Term
Rates for Non-registered
Rates for registered
Term Deposit
(long-term)
1 year
1.80%
n/a
2 years
2.05%
n/a
3 years
2.30%
n/a
4 years
2.50%
n/a
5 years
2.75%
n/a
Wait & See
1 year
1.95%
1.95%
Money Market GIC
1 year
May:
2.50%
May:
2.50%
Premium Rate Redeemable GIC
2 years
3.65%
3.65%
1 + 1 GIC
2 years
1st year 3.00%
2nd year 4.40%
Effective Annual Yield 3.698%
1st year 3.00%
2nd year 4.40%
Effective Annual Yield 3.698%
Triple Value GIC
3 years
1st year 3.00%
2nd year 3.80%
3rd year 5.00%
Effective Annual Yield 3.930%
1st year 3.00%
2nd year 3.80%
3rd year 5.00%
Effective Annual Yield 3.930%
5-Year Stepper GIC
5 years
1st year 3.00%
2nd year 3.40%
3rd year 3.90%
4th year 4.00%
5th year 6.25%
Effective Annual Yield 4.104%
1st year 3.00%
2nd year 3.40%
3rd year 3.90%
4th year 4.00%
5th year 6.25%
Effective Annual Yield 4.104%
Canadian Dollar
Non Cashable Products
U.S. Dollar
Cashable Products
Product Name
Term
Rates for Non-registered
Rates for registered
US$ Term Deposit
30 days
1.60%
n/a
60 days
1.65%
n/a
90 days
1.75%
n/a
180 days
1.70%
n/a
270-369 days
1.80%
n/a
U.S. Dollar
Non Cashable Products
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